Citi$0/yr
Citi Double Cash® Card
Everyday simplicity and maximum flat-rate cash back without tracking bonus categories.
Base Rate: 2% cash back (1% when you buy + 1% as you pay)
Credit: Good to Excellent (670-850)
US Credit Card Directory
Explore US credit cards with annual fees, APR ranges and rewards, each linked to the issuer's official terms.
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Chase$0/yr
Chase Freedom Unlimited®
Cardholders who spend frequently on dining & drugstores or participate in the Chase ecosystem.
Base Rate: 1.5% cash back on all non-bonus purchases
Credit: Good to Excellent (670-850)
Chase$0/yr
Chase Freedom Flex®
Maximizers willing to activate rotating 5% quarterly categories who also spend on dining.
Base Rate: 1% cash back on all non-bonus purchases
Credit: Good to Excellent (670-850)
Chase$95/yr
Chase Sapphire Preferred® Card
Anyone looking for a high-value, low-fee primary travel rewards card with 1:1 transfer partners.
Base Rate: 1x point per dollar on general purchases
Credit: Good to Excellent (690-850)
Chase$795/yr
Chase Sapphire Reserve®
Frequent flyers and travelers seeking top-tier airport lounge access, primary insurance, and high-value redemptions.
Base Rate: 1x point per dollar on everything else
Credit: Excellent (720-850)
Capital One$95/yr
Capital One Venture Rewards Credit Card
Travelers who want a simple, flat 2x earning rate on all expenses without restrictive airline portal mandates.
Base Rate: 2x miles per dollar on every purchase
Credit: Good to Excellent (670-850)
Capital One$395/yr
Capital One Venture X Rewards Credit Card
Luxury travelers looking for premium airport lounge access and anniversary perks that fully offset the annual fee.
Base Rate: 2x miles per dollar on every purchase
Credit: Excellent (720-850)
Capital One$0/yr
Capital One Savor Cash Rewards Credit Card
Foodies and entertainment lovers who want 3% rewards without paying any annual fee.
Base Rate: 1% cash back on all other purchases
Credit: Good to Excellent (670-850)
Capital One$0/yr
Capital One Quicksilver Cash Rewards Credit Card
Cardholders looking for a simple, flat-rate cash back card with 0% APR and no foreign transaction fees.
Base Rate: 1.5% cash back on every purchase
Credit: Good to Excellent (670-850)
Capital One$0/yr
Capital One Platinum Credit Card
Consumers rebuilding credit or establishing their first credit line without an upfront security deposit.
Base Rate: No rewards program (Credit-building focus)
Credit: Fair / Average (580-669)
American Express$325/yr
American Express® Gold Card
Foodies, families, and high spenders on dining and groceries looking to rack up premium travel points.
Base Rate: 1x point per dollar on general purchases
Credit: Good to Excellent (670-850)
American Express$895/yr
The Platinum Card® from American Express
Frequent luxury travelers who will utilize lounge access and multiple lifestyle statement credits.
Base Rate: 1x point per dollar on non-travel spend
Credit: Good to Excellent (700-850)
American Express$0/yr
Blue Cash Everyday® Card from American Express
Modern households that order online frequently and want 3% on groceries, gas, and retail with $0 annual fee.
Base Rate: 1% cash back on other purchases
Credit: Good to Excellent (670-850)
American Express$95/yr
Blue Cash Preferred® Card from American Express
Households spending $300-$500/month on groceries, gas, and streaming subscriptions.
Base Rate: 1% cash back on other purchases
Credit: Good to Excellent (670-850)
Wells Fargo$0/yr
Wells Fargo Active Cash® Card
Everyday cardholders wanting a simple 2% card with cell phone insurance and an easy welcome bonus.
Base Rate: 2% cash rewards on purchases
Credit: Good to Excellent (670-850)
Discover$0/yr
Discover it® Cash Back
Spenders willing to track rotating categories who want an unmatched first-year rewards match.
Base Rate: 1% cash back on all standard purchases
Credit: Good to Excellent (670-850)
Discover$0/yr
Discover it® Secured Credit Card
Individuals rebuilding credit or establishing credit history who still want real cash back rewards.
Base Rate: 1% cash back on all purchases
Credit: Bad to Fair / No Credit (300-669)
Capital One$0/yr
Capital One SavorOne Student Cash Rewards
College students who want to build credit and earn 3% cash back on groceries, dining, and weekend outings.
Base Rate: 1% cash back on all other purchases
Credit: Fair / Student (580-669)