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Capital One Savor Cash Rewards Credit Card

Foodies and entertainment lovers who want 3% rewards without paying any annual fee.

Official Financial Terms & Fees

Annual Fee$0
Base Earning Rate1% cash back on all other purchases
Welcome Bonus OfferEarn a $200 cash bonus once you spend $500 on purchases within the first 3 months.
Regular APR19.99% - 29.99% Variable
0% Intro APR Window
Purchases: 0% intro APR for 15 months
Balance Transfers: 0% intro APR for 15 months
Foreign Transaction FeeNone (0%)
Recommended Credit ScoreGood to Excellent (670-850)
Official Bank DisclosureOfficial Capital One Website ↗

✓ Reasons to Choose Capital One Savor Cash Rewards Credit Card

  • ✓ Unlimited 3% cash back on dining, entertainment, popular streaming services and grocery stores
  • ✓ 8% cash back on Capital One Entertainment purchases
  • ✓ No annual fee and zero foreign transaction fees
  • ✓ 0% intro APR on purchases and balance transfers for 15 months

✕ Drawbacks to Keep in Mind

  • ✕ Base earning rate on non-category spending is 1%
  • ✕ Supermarket bonus excludes superstores like Target and Walmart

Head-to-Head Showdowns Involving Capital One Savor Cash Rewards Credit Card

Capital One Savor vs Quicksilver

Capital One Savor wins for most consumers due to uncapped 3% cash back on the two largest household ...

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