ChaseMastercardSnapshot ·partially checked against the issuer page on 2026-10-10 (annual fee, welcome bonus, purchase APR, intro APR, foreign transaction fee, earn rates); other figures pending verification
Chase Freedom Flex®
Maximizers willing to activate rotating 5% quarterly categories who also spend on dining.
Official Financial Terms & Fees
| Annual Fee | $0 |
| Base Earning Rate | 1% cash back on all non-bonus purchases |
| Welcome Bonus Offer | Earn a $250 bonus after you spend $500 on purchases in your first 3 months. |
| Regular APR | 18.49% - 27.99% Variable |
| 0% Intro APR Window | Purchases: 0% intro APR for 15 months Balance Transfers: 0% intro APR for 15 months |
| Foreign Transaction Fee | None (0%) |
| Recommended Credit Score | Good to Excellent (670-850) |
| Official Bank Disclosure | Official Chase Website ↗ |
✓ Reasons to Choose Chase Freedom Flex®
- ✓ 5% cash back on up to $1,500 in rotating categories each quarter you activate
- ✓ 3% on dining (including takeout and eligible delivery) and drugstores
- ✓ 5% on Chase Travel purchases
- ✓ No foreign transaction fees and 0% intro APR for 15 months on purchases and balance transfers
✕ Drawbacks to Keep in Mind
- ✕ Requires manual category activation each quarter
- ✕ 5% rotating categories are capped at $1,500 in purchases per quarter