American ExpressAmexSnapshot ·partially checked against the issuer page on 2026-10-10 (annual fee, welcome offer, intro APR, purchase APR, earn rates); other figures pending verification
Blue Cash Everyday® Card from American Express
Modern households that order online frequently and want 3% on groceries, gas, and retail with $0 annual fee.
Official Financial Terms & Fees
| Annual Fee | $0 |
| Base Earning Rate | 1% cash back on other purchases |
| Welcome Bonus Offer | Earn $150 cash back (as Reward Dollars) after you spend $2,000 in purchases in your first 6 months of Card Membership (per Amex's page on 2026-10-10; offers change). |
| Regular APR | 19.74% - 28.74% Variable |
| 0% Intro APR Window | Purchases: 0% intro APR for up to 18 months Balance Transfers: 0% intro APR for up to 18 months |
| Foreign Transaction Fee | 2.7% |
| Recommended Credit Score | Good to Excellent (670-850) |
| Official Bank Disclosure | Official American Express Website ↗ |
✓ Reasons to Choose Blue Cash Everyday® Card from American Express
- ✓ 3% cash back on U.S. online retail purchases up to $6,000 per year (Amazon, Target.com, Walmart.com)
- ✓ 3% cash back at U.S. supermarkets (up to $6,000/yr, then 1%)
- ✓ 3% cash back at U.S. gas stations (up to $6,000/yr, then 1%)
- ✓ $0 annual fee and up to $84/year Disney Bundle credit ($7/month)
✕ Drawbacks to Keep in Mind
- ✕ 2.7% foreign transaction fee
- ✕ Each 3% category capped at $6,000 annual spend